Long-term investors can reap the benefits of holding fixed income investments to maturity, a strategy that helps to provide reliable, steady interest payments to strengthen your income stream and preserve principal. We have access to a broad array of investments providing yield and predictable cash flow to support your desired lifestyle. Our team is well versed in matching your specific goals and risk tolerance with investments that best align with your needs.

Our team is knowledgeable about the risks and rewards inherent in fixed income products. We seek out high-quality investments and manage them in a way designed to safeguard your hard-earned wealth from erosion due to inflation or taxation. Investors who take the long view and hold high-quality bonds to maturity can generally expect a full return of their principal, as well as the stated yield.

Fixed income is a valuable tool in establishing a solid foundation for your portfolio. It provides diversification to help smooth out pockets of volatility as various asset classes rotate in and out of favour. We select individual fixed income investments that are high quality on their own and work seamlessly with the rest of your portfolio to deliver a reasonable total return at a risk level you’re comfortable with.

Your life and financial circumstances are unique, and so are your needs for your wealth management plan and portfolio. Allocation of your wealth depends on many factors – including your time horizon, risk tolerance, need for income and future goals – so we narrow the investment universe to choices that offer you a combination of income and stability. We leverage the extensive resources and specialists at Raymond James and use rigorous analysis and due diligence to structure a portfolio that specifically suits your objectives.

We offer a broad range of fixed income investments at competitive pricing.

• Government bonds
• Agency bonds
• Bankers acceptances
• Corporate bonds
• Mortgage-backed securities
• Municipal bonds
• Preferred securities
• Guaranteed investment certificates (GICs)
• Strip coupons

We work closely with you to gain a thorough understanding of your priorities for risk, capital growth and preservation before carefully selecting investments to suit your needs. We offer strategic support in crafting and implementing investment plans and tap into the analytical resources of Raymond James and its specialists.

We regularly monitor your allocations to ensure they are appropriate in the market environment and for your unique situation. Our first-class support is always delivered with your singular goals in mind, and that remains true as we highlight and implement the right fixed income strategy for you.

Please keep in mind that diversification and asset allocation do not ensure a profit or protect against a loss.

Bond prices and yields are subject to change based upon market conditions and availability. If bonds are sold prior to maturity, you may receive more or less than your initial investment. Holding bonds to term allows redemption at par value, barring default or an early call at the issuer’s option. There is an inverse relationship between interest rate movements and bond prices. Generally, when interest rates rise, bond prices fall and when interest rates fall, bond prices rise.